Terms & Conditions


 

Business School Tutorials.com Website and Online Tutorials Library Terms and Conditions of Use

THIS IS A CONTRACT. PLEASE CAREFULLY READ THE FOLLOWING TERMS BEFORE ACCESSING THIS SITE AND THE ONLINE TUTORIAL LIBRARY. BY ACCESSING THE SITE (WHICH INCLUDES THE ONLINE TUTORIAL LIBRARY), YOU ACCEPT AND AGREE TO ALL OF THE COVENANTS AND CONDITIONS IMPOSED IN THIS AGREEMENT. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS THE SITE.

BY USING BUSINESS SCHOOL TUTORIAL.COM’S SERVICE, YOU AGREE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THESE TERMS. YOU ALSO AGREE TO REVIEW THIS AGREEMENT PERIODICALLY TO BE AWARE OF MODIFICATIONS TO THE AGREEMENT, WHICH MODIFICATIONS BUSINESSSCHOOLTUTORIALS.COM MAY MAKE AT ANY TIME. YOUR CONTINUED USE OF THIS SITE WILL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF ANY MODIFIED AGREEMENT.

1. Contact Information.

Address
Accounting Solutions Ltd. D/B/A BusinessSchoolTutorials.com
3035 West Montrose
Chicago, IL 60618

Customer Service
Email: Info@BusinessSchoolTutorials.com
Telephone: 1-773-267-7500 or Toll Free 1-888-310-0300


 

2. Definitions.

  • Access” or “Accessing” means accessing, using, viewing the content or otherwise obtaining information on the Site.

  • Agreement” or “Terms” refers to these Terms and Conditions of Use and any subsequent modifications.

  • Educator” means a teacher at an accredited K-12 school, college or university. An Educator is also a Subscriber.

  • Exercise Files” refers to the exercise files prepared by the authors for use with the training videos and other media.

  • BST.com” refers to Accounting Solutions Ltd. D/B/A BusinessSchoolTutorials.com, Inc., an Illinois corporation.

  • Online Tutorial Library” or “OTL” means the single usage-based database of audio-visual works that is available through the Site and is part of the Site.

  • Premium Content” means the training videos and other media available on the OTL, including the Exercise Files.

  • Standard Content” means the training videos and other media available on the OTL, excluding the Exercise Files.

  • Single-User Subscriber” refers to a Subscriber who purchases a download of a video and/or other media available in the Online Tutorial Library for one time use.

  • Student” means a pupil at an accredited K-12 school, college or university. A Student is also a Subscriber.

  • Subscriber” refers to any person or entity that purchases or uses a video or other online media in the Online Tutorial Library, and may be a Single-User Subscriber, Educator, Student or gift subscription recipient.

  • User” refers to any party who Accesses the Site. If You are Accessing the Site as an employee or agent of another, “User” refers to You and Your principal.

  • Website” or “Site” refers to the website maintained on the World Wide Web by BST.com, available at http://www.BusinessSchoolTutorials.com and includes the Online Tutorial Library.

  • You” or “Your” refers to the User. If You are Accessing the Site as an employee or agent of another, “You” or “Your” refers to the User and the User’s principal.

3. Modification of Terms.

BST.com reserves the right to modify these Terms at any time. Except as otherwise stated herein, any change to these Terms is effective immediately after lynda.com gives notice to the User. Notice can be given through e-mail, a posting on the Site or any other means by which a User may obtain notice. User agrees to check the Site periodically for changes to these Terms. Any use of the Site after changes have been made shall be deemed acceptance of those changed terms and/or conditions.

4. Limited License.

BST.com hereby grants each Subscriber a limited, non-exclusive, non-sublicensable and non-transferable license to Access the content and information available in the OTL according to the provisions contained herein, and subject to the payment of the applicable fees and adherence to these Terms. Whether the Subscriber receives a license to the Premium Content or Standard Content depends on the purchase plan. Each User shall be authorized to Access the OTL from any Internet connection.

5. Fees; Renewal; Refund Policies.

Single-User Subscribers

  • Access to Standard Content

  • Allows download of individual tutorial from the OTL for a 24 (twenty-four) hour only period

    • Applicable Fees are charged when tutorial is purchased from the OTL

  • Subscription fees are non-refundable

  • Discounts, rebates or other special offers only valid for initial term

  • BST.com may increase applicable fees for a subsequent subscription at any time and for any reason

  • Right of Access to the OTL granted under these Terms is effective only upon payment of the applicable fees

6. Gift Subscriptions

The following gift subscriptions for Access to the OTL are available for purchase:

  • Any individual or combination of content from the OTL and accompanying exercise package content

A person can purchase the gift subscription on the Site. After a person purchases a gift subscription,BST.com will send a welcome email to the recipient informing them of the gift subscription.

Gift Subscription Terms and Conditions

  • No refunds

  • No exchange or surrender for cash value

  • If an existing Subscriber receives a Premium gift subscription:

    • If person already has a subscription to the OTL’s Standard Content and receives a Premium gift subscription, when redeemed by Subscriber, BST.com will allow the Subscriber to download that additional content within the terms already set forth herein

  • A recipient’s use of a gift subscription constitutes acceptance of and agreement to these Terms

7. Access to the OTL; Modification of Content.

BST.com strives to provide the OTL to its Subscribers on a continuous basis. To that end, BST.com will take all commercially reasonable efforts to provide uninterrupted Access to the OTL to its Subscribers. However, from time to time, Subscribers may be unable to Access the OTL due to conditions beyond BST.com’s control. Such conditions include, but are not limited to: force majeure, acts of God, power outages, and the acts of computer hackers and others acting outside the law. Also, from time to time, Access may be unavailable due to software issues, server downtime, increased Internet traffic or downtime, programming errors, regular maintenance of the system, and other related reasons. In response to any unavailability of the OTL to its Subscribers, BST.com will take all commercially reasonable steps to ensure Access is restored within a reasonable period of time. The term “commercially reasonable,” as used in these Terms, shall mean reasonable efforts taken in good faith without an unduly or burdensome use or expenditure of time, resources, personnel or money.

BST.com endeavors to provide the highest quality content to its Subscribers. To that end, BST.com reserves the right, in its sole discretion, to change, modify, or discontinue any aspect or feature of this Site in whole or in part, including, without limitation, the content, availability, Access and/or the Terms of this Site. Such changes, modifications, additions or deletions will be effective immediately upon notice thereof, which notice may be made by posting such changes on this Site.

Users are solely responsible for ensuring that they have sufficient and compatible hardware, software, telecommunications equipment and Internet service necessary for use of the Site.

8. Prohibited Conduct.

User expressly agrees to refrain from doing, either personally or through an agent, any of the following “Prohibited Conduct”:

  • Transmit, install, upload or otherwise transfer any virus, advertisement, communication, or other item or process to the Site that in any way affects the use, enjoyment or service of the Site, or adversely affects BST.com’s computers, servers or databases.

  • Capture, download, save, upload, print or otherwise retain information and content available on the Site other than what is expressly allowed by these Terms.

  • Permit or provide others Access to the OTL using Your user name and password or otherwise, or the name and password of another authorized User.

  • Copy, modify, reverse engineer, disassemble, redistribute, republish, alter, create derivative works from, assign, license, transfer or adapt any of the software, information, text, graphics, source code or HTML code, or other content available on the Site.

  • Remove or modify any copyright, trademark, legal notices, or other proprietary notations from the content available on the Site.

  • Transfer the Site content to another person; “frame,” “mirror,” “in-line link,” or employ similar navigational technology to the Site content; or “deep link” to the Site content.

  • Violate or attempt to violate BST.com’s security mechanisms, Access any data or server You are not authorized to Access or otherwise breach the security of the Site or corrupt the Site in any way.

  • Engage in any other conduct which violates the Copyright Act or other laws of the United States.

  • Use any device (such as a “web crawler” or other automatic retrieval mechanism) or other means to harvest information about other Users, the Site or BST.com.

  • Use the Site to violate a third party’s intellectual property, personality, publicity or confidentiality rights; upload, download, display, publish, perform, create derivative works from, transmit, or otherwise distribute information or content in violation of a third party’s intellectual property rights.

  • Misrepresent Your identity or personal information when Accessing the Site; forge any TCP/IP packet header or any part of the header information in any e-mail so that the e-mail appears to be generated by BST.com.

  • Post obscene, harassing, defamatory, filthy, violent, pornographic, abusive, threatening, objectionable or illegal material on the Site; post a communication that advocates or encourages criminal conduct or conduct that may give rise to civil liability.

  • Advertise or otherwise solicit funds, goods or services on the Site.

  • Provide any commercial hosting service with Access to the Site and/or the content on the Site.

To ensure that Users of the Site do not engage in Prohibited Conduct, lynda.com reserves the right to monitor use of the Site and reserves the right to revoke or deny Access to the OTL to any person or entity whose use of the OTL suggests Prohibited Conduct. Access of the materials available at the OTL beyond that of normal patterns of use that suggests systematic copying of the materials constitutes abuse of the OTL and will result in revocation or denial of Access to the OTL. The terms “normal patterns” and “abuse” shall be determined solely by BST.com.

You agree not to violate any U.S., foreign or international software or technology export laws and regulations, including without limitation the U.S. Export Administration Regulations.

9. LIMITED WARRANTIES.

BST.com warrants that the software that allows Users to Access the OTL (“Software”), if operated as directed, will substantially achieve the functionality described on the Site. BST.COM PROVIDES NO WARRANTY THAT YOUR HARDWARE, SOFTWARE, TELECOMMUNICATIONS EQUIPMENT AND/OR INTERNET SERVICE IS COMPATIBLE OR SUFFICIENT TO ACCESS THE SITE.

BST.com also warrants that the media containing the Software, if provided by lynda.com, is free from defects in material on the date the User acquired the Software. BST.COM'S SOLE LIABILITY FOR ANY BREACH OF THIS WARRANTY SHALL BE, IN ITS SOLE AND ABSOLUTE DISCRETION: (A) TO REPLACE THE DEFECTIVE MEDIA OR SOFTWARE; (B) TO ADVISE THE USER HOW TO ACHIEVE SUBSTANTIALLY THE SAME FUNCTIONALITY WITH THE SOFTWARE AS DESCRIBED; OR (C) IF THE ABOVE REMEDIES ARE IMPRACTICABLE, TO REFUND THE SUBSCRIPTION FEE PAID FOR ACCESS TO THE OTL. THE USER MUST INFORM BST.COM OF ANY PROBLEM WITH THE SOFTWARE WITHIN THIRTY (30) CALENDAR DAYS OF DISCOVERING THE PROBLEM OR BST.COM WILL NOT BE OBLIGATED TO HONOR THIS WARRANTY. BST.COM WILL USE COMMERCIALLY REASONABLE EFFORTS TO REPAIR, REPLACE, OR REFUND THE SOFTWARE PURSUANT TO THE FOREGOING WARRANTY WITHIN THIRTY (30) CALENDAR DAYS OF BEING SO NOTIFIED. IF ANY MODIFICATIONS ARE MADE TO THE SOFTWARE BY THE USER DURING THE WARRANTY PERIOD; IF THE MEDIUM OR SOFTWARE IS SUBJECTED TO ACCIDENT, ABUSE, OR IMPROPER USE; OR IF THE USER VIOLATES THE TERMS OF THIS AGREEMENT, THEN THIS WARRANTY SHALL IMMEDIATELY TERMINATE. THIS WARRANTY SHALL NOT APPLY IF THE SOFTWARE IS USED ON OR IN CONJUNCTION WITH HARDWARE OR SOFTWARE OTHER THAN THE UNMODIFIED VERSION OF HARDWARE AND SOFTWARE WITH WHICH THE SOFTWARE WAS DESIGNED TO BE USED AS DESCRIBED.

ALTHOUGH BST.COM HAS ATTEMPTED TO PROVIDE ACCURATE INFORMATION ON THE SITE, IT MAKES NO GUARANTEE OR WARRANTY, EXPRESS OR IMPLIED, AS TO THE RELIABILITY, ACCURACY, TIMELINESS OR COMPLETENESS OF THAT INFORMATION AND ASSUMES NO RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS THEREIN.

10. DISCLAIMERS AND LIMITATION OF LIABILITY.

USER ACCESSES THIS SITE AT HIS/HER/ITS OWN RISK. THE SITE IS PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND (BEYOND THE WARRANTIES SET FORTH IN SECTION 10), EXPRESSED, IMPLIED OR STATUTORY, AND ANY AND ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS ARE SPECIFICALLY DISCLAIMED. BST.COM DOES NOT WARRANT ANY PARTICULAR RESULT FROM USE OF THE SOFTWARE OR SITE. BST.COM DOES NOT WARRANT THAT THE INFORMATION ON THE SITE IS ACCURATE, COMPLETE OR COMPLIES WITH ANY PARTICULAR LAW OR REGULATION, OR THAT THE OPERATION OF AND YOUR ACCESS TO THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE OR COMPLETELY SECURE. UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (TORT, CONTRACT OR OTHERWISE) SHALL LYNDA.COM OR ANY OF ITS AFFILIATES, AGENTS, EMPLOYEES, SHAREHOLDERS, DIRECTORS, OFFICERS, THIRD PARTY CONTENT PROVIDERS, SUCCESSORS OR ASSIGNS BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF GOODWILL, WORK STOPPAGE, COMPUTER FAILURE OR MALFUNCTION, LOSS OF DATA, LOSS OF PRODUCTIVITY OR CONTRACT, OR ANY AND ALL OTHER COMMERCIAL DAMAGES OR LOSSES. YOUR USE OF THIS SITE IS AT YOUR SOLE RISK AND ANY CONTENT THAT YOU DOWNLOAD IS DOWNLOADED AT YOUR OWN DISCRETION AND RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM IN EXCESS OF THE AMOUNT BST.COM RECEIVED FROM THE SUBSCRIBER FOR ACCESS TO THE OTL, AND FOR ANY LOSS OF DATA THAT RESULTS FROM THE DOWNLOADING OF ANY SUCH CONTENT, INCLUDING ANY DAMAGES RESULTING FROM COMPUTER VIRUSES. IN NO EVENT WILL BST.COM BE LIABLE FOR ANY DAMAGES IN EXCESS OF THE AMOUNT BST.COM RECEIVED FROM THE SUBSCRIBER FOR ACCESS TO THE OTL, EVEN IF BST.COM SHALL HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR ANY CLAIM BY ANY OTHER PARTY. IN NO EVENT WILL WARRANTIES PROVIDED BY LAW, IF ANY, APPLY UNLESS THEY ARE REQUIRED TO APPLY BY STATUTE NOTWITHSTANDING THEIR EXCLUSION BY CONTRACT. THIS DISCLAIMER IS APPLICABLE TO ANY DAMAGE OR INJURY RESULTING FROM THE NEGLIGENCE OR AN OMISSION OF BST.COM, COMPUTER VIRUS OR OTHER SIMILAR ITEM, TELECOMMUNICATIONS ERRORS, OR UNAUTHORIZED ACCESS TO OR USE OF USER INFORMATION THROUGH THEFT OR ANY OTHER MEANS. BST.COM IS NOT LIABLE FOR CRIMINAL, TORTIOUS, OR NEGLIGENT ACTIONS OR OMISSIONS OF THIRD PARTIES THAT AFFECT THIS SITE.

NO DEALER, AGENT, OR EMPLOYEE OF BST.COM IS AUTHORIZED TO MAKE ANY MODIFICATIONS, EXTENSION, OR ADDITIONS TO THESE LIMITED WARRANTIES OR DISCLAIMERS.

BST.COM DISCLAIMS ALL WARRANTIES, AND SHALL HAVE NO LIABILITY FOR DAMAGES IN EXCESS OF THE AMOUNT BST.COM RECEIVED FROM THE SUBSCRIBER, ARISING FROM OR RELATED TO ANY SUPPORT SERVICES FOR YOUR USE OF THE SITE.

THE LAWS OF YOUR JURISDICTION MAY PROHIBIT OR MODIFY THE FOREGOING DISCLAIMERS AND LIMITATIONS ON DAMAGES, AND SUCH DISCLAIMERS OR LIMITATIONS ON DAMAGES MAY NOT APPLY TO YOU.

11. Third Party Content; Hyperlinks.

You acknowledge that BST.com does not pre-screen third party materials. BST.com is not the publisher or author of any information on the Site that is provided by third party content providers, and BST.com is not liable for any claims related to such information. Content provided by third parties is for informational purposes only, and BST.com’s use of the content constitutes neither an endorsement nor a recommendation by BST.com of the content. BST.com assumes no responsibility for third party products or services.

BST.com may contain links and references to other third party websites and materials. BST.com does not assume any responsibility for these websites or materials and provides these links or materials solely for the convenience of Users. BST.com does not endorse or otherwise recommend any of these third party websites, references, or the products, services, or information there offered. BST.com may disable any hyperlink to the Site. BST.com has the right but not obligation to monitor third party websites and hyperlinks to the Site.

BST.COM MAKES NO WARRANTY, EITHER EXPRESSED OR IMPLIED, OF THE ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THE INFORMATION PROVIDED BY THIRD PARTIES. THIS INCLUDES, BUT IS NOT LIMITED TO, ANY INFORMATION FOUND ON A LINK LOCATED ON THIS SITE THAT ALLOWS USERS TO ACCESS INFORMATION FOUND ON ANOTHER SITE. ADDITIONALLY, BST.COM DOES NOT WARRANT THE EXISTENCE OR FUNCTIONALITY OF ANY WEBSITE WHICH CAN BE ACCESSED THROUGH A LINK LOCATED ON THIS SITE.

12. Copyrights, Trademarks and Other Proprietary Rights.

BST.com or its third party content providers shall retain all worldwide rights in the intellectual property in and on the Site, including, but not limited to, trademarks, service marks, trade dress, inventions, ideas, trade secrets, the source code, the HTML code, the "look and feel" of the Site, its color combinations, layout, and all other graphical elements, and the copyrights in and to its original content. You should assume that everything You read or see on the Site is copyrighted, trademarked, or otherwise protected and owned or licensed by BST.com. Except as expressly stated on the Site or in these Terms, nothing that You read or see on the Site or in the OTL may be copied, reproduced, modified, distributed, transmitted, republished, displayed or performed for commercial use without the prior written consent of lynda.com, except as provided in these Terms. Nothing in these Terms grants You an express or implied license to use any of BST.com’s intellectual property except as set forth in Section 4.

If You submit any unsolicited intellectual property, idea, copyrightable material, invention, discovery, improvement, trade secret or know-how to lynda.com, You may forfeit Your intellectual property rights and moral rights contained in such communication or material.

13. Indemnification.

User agrees to defend, indemnify and otherwise hold harmless BST.com and its officers, directors, agents, employees, shareholders, successors and assigns from and against any cause of action or claim, including court costs, expenses and attorney fees, related to or arising from User’s Prohibited Conduct or other improper or illegal use of the Site, or breach of these Terms.

14. Security; Authorized Use.

Users are prohibited from violating or attempting to violate the security of the Site. BST.com has the right but not the obligation to investigate occurrences of possible violations and will cooperate with all applicable law enforcement authorities in prosecuting violators. BST.com may suspend Your Access while it conducts an investigation. Users are required to enter a user name and password to Access the OTL. To protect against unauthorized Access to Your account, it is recommended that You close the browser when You have finished using the Site. You are responsible for maintaining the secrecy of Your user name and password.

You represent and warrant that You are the person on whose behalf You claim to accept these Terms, or, if You are entering into these Terms on behalf of a person or entity, You represent and warrant that You have the power and authority to enter into these Terms and bind the person or entity. You also represent and warrant that You are an adult who is legally able to enter into these Terms.

You may not use the account, user name or password of someone else at any time. You agree to notify BST.com immediately of any unauthorized use or loss of Your account, user name, password and/or credit card information. You also agree to notify BST.com immediately if You are aware of or suspect other unauthorized use of the Site and/or the Site content. BST.com will not be liable for any loss that You incur as a result of someone else using Your user name and password with or without Your knowledge. You may be held liable for any losses incurred by BST.com, its affiliates, officers, directors, employees, consultants, agents or representatives due to someone else’s use of Your account, user name or password.

BST.com will never ask You for Your password. If You need a new user name and/or password, BST.com will generate a new user name and password automatically through its computers and send it to Your e-mail or postal address.

15. Termination of Agreement.

In addition to BST.com’s other rights, it may terminate this Agreement at any time and at its sole and absolute discretion. BST.com may also terminate Access to the OTL or cancel subscriptions to the OTL without notice if it believes, in its sole judgment, that You have breached or may breach any term or condition of this Agreement, or engaged in conduct that BST.com deems inappropriate.

In the event of termination of this Agreement, the provisions in this Section and the provisions found in Sections 2, 5, 6, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, and 18 shall survive in perpetuity. Each Subscriber’s obligation to pay outstanding subscription fees shall survive any termination of this Agreement.

16. Privacy Policy.

BST.com values Your trust. In order to honor that trust, all of BST.com’s employees are required to adhere to ethical standards in gathering, using, and safeguarding any information You provide. For more information, please review BST.com’s Privacy Policy, the terms of which are incorporated into this Agreement as if set forth in full.

17. Miscellaneous.

These Terms constitute the entire agreement between BST.com and User regarding the subject matter hereof. Any previous agreement, whether oral or written, between lynda.com and User dealing with the subject matter hereof is superseded. These Terms may only be modified or amended in writing. If any portion of these Terms is determined to be unenforceable for any reason, such portion will be deemed severed and the remaining terms and conditions shall continue in full force and effect. Upon User’s breach or threatened breach of these Terms, BST.com may pursue any legal or equitable remedy available, including but not limited to, direct, consequential and punitive damages and injunctive relief. BST.com’s remedies are cumulative and not exclusive. Failure of BST.com to exercise any remedy or enforce any portion of this Agreement at any time shall not operate as a waiver of any remedy or of the right to enforce any portion of the Agreement at any time thereafter. User agrees that regardless of any statute or law to the contrary, any claim or action arising out of or regarding this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. By Accessing the Site, User signs for and accepts this shortening of the statutes of limitations. BST.com makes no representation that the content of the Site is appropriate or available for use in all locations. BST.com operates this Site from the United States and makes no representation that the Site complies with any foreign or international laws. You agree to comply with all applicable local laws, including any international laws, in using this Site. You may not assign Your rights or delegate Your duties under these Terms. The parties agree that no third party is an intended beneficiary of these Terms. BST.com cannot provide notifications via post, only e-mail.

18. Governing Law; Dispute Resolution; Forum and Venue.

These Terms and any claim or action related to or arising from these Terms or content on the Site shall be governed by Illinois law, without regard to any provision that would make the laws of another jurisdiction applicable. All disputes between You and lynda.com shall be finally resolved through binding arbitration in Chicago, Illinois. The arbitration shall be conducted by one (1) arbitrator who is a retired judge. The parties shall conduct discovery as agreed upon or as permitted by the arbitrator. A party may file for an order on the arbitration decision exclusively in the Illinois Superior Court, County of Cook or the United States District Court for the Northern Illinois District of California. The parties shall share equally the costs of the arbitrator, arbitration body and arbitration facilities (if applicable). Each party may bring a claim or action for injunctive relief without submitting the claim to final and binding arbitration. Neither party shall have the obligation to post a bond or demonstrate actual harm before bringing a claim or action for injunctive relief. Each party consents to the exclusive jurisdiction and venue of the Illinois Superior Court, County of Cook or the United States District Court for the Northern Illinois District for any equitable claim or other action related to or arising from these Terms. Each party shall bear his/her/its own expenses and attorneys’ fees related to any arbitration, claim or action.

EFFECTIVE DATE: August 1, 2012